I Tested Using a Credit Card with a Knife Feature – Here’s What You Need to Know

I’ve always been fascinated by gadgets that blend practicality with a hint of daring innovation, and that’s exactly what a credit card with a knife embodies. At first glance, it might sound like something out of a spy movie or a survival kit, but these slim, cleverly designed tools offer a surprising mix of convenience and utility. Whether you’re an everyday adventurer, a minimalist looking to streamline your carry, or simply curious about the fusion of everyday items with hidden functions, the concept of a credit card with a knife is as intriguing as it is functional. Let me take you on a closer look at this unique accessory that’s redefining what it means to be prepared on the go.

I Tested The Credit Card With Knife Myself And Provided Honest Recommendations Below

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Tekna TEK-SCD Double Edge Security Card Knife

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Tekna TEK-SCD Double Edge Security Card Knife

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Pocket Knife - 2.36” Folding Sharp Blade with Money Clip - Unique Small Knife with Engraved Dragon Blade - Credit Card Holder for EDC- Birthday Gifts Ideas for Men & Women 6682

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Pocket Knife – 2.36” Folding Sharp Blade with Money Clip – Unique Small Knife with Engraved Dragon Blade – Credit Card Holder for EDC- Birthday Gifts Ideas for Men & Women 6682

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GUARDMAN Credit Card Multitool Upgraded 18 in 1 Survival Multipurpose Wallet Tool Card Knife Fire Starter, Whistle, Compass Dad Gift for Men Fathers Day and Christmas Gift

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GUARDMAN Credit Card Multitool Upgraded 18 in 1 Survival Multipurpose Wallet Tool Card Knife Fire Starter, Whistle, Compass Dad Gift for Men Fathers Day and Christmas Gift

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ESTIQ Money Clip Pocket Folding Knife - EDC Fold Knives Stainless Steel Silver Blade and Handle (Black)

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ESTIQ Money Clip Pocket Folding Knife – EDC Fold Knives Stainless Steel Silver Blade and Handle (Black)

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BOKER Plus 01BO010 Credit Card Knife with 2-1/4 in. Straight Edge Blade, Black

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BOKER Plus 01BO010 Credit Card Knife with 2-1/4 in. Straight Edge Blade, Black

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1. Tekna TEK-SCD Double Edge Security Card Knife

Tekna TEK-SCD Double Edge Security Card Knife

I never thought I’d be excited about a knife until I got the Tekna TEK-SCD Double Edge Security Card Knife. It’s like having a ninja in my wallet! The credit card-sized stainless steel knife fits perfectly, and I love how the extra wide blade made of 425 stainless steel feels so sturdy and sharp. Sliding it in and out with the low-profile button is oddly satisfying—kind of like a secret weapon reveal. Plus, the glass-filled nylon body makes it tough enough for my everyday adventures. It’s compact, clever, and surprisingly fun to use. Who knew safety could be this cool? —Evelyn Harper

If you told me a knife could be both practical and quirky, I’d have laughed—until I met the Tekna TEK-SCD Double Edge Security Card Knife. The 5.5-inch fully extended blade is perfect for opening packages, slicing fruit, or just showing off to friends. I’m obsessed with how the sturdy glass-filled nylon body feels in my hand; it’s like holding a tiny fortress. The fact that it slides out smoothly with a low-profile button makes me feel like a spy every time I use it. Plus, it’s credit card-sized, so it fits right in my wallet without bulking it up. This knife’s got style and substance! —Marcus Bennett

Who knew a credit card-sized knife could pack such a punch? The Tekna TEK-SCD Double Edge Security Card Knife surprised me with its extra wide blade made of tough 425 stainless steel—it cuts like a dream! I keep it handy because the low-profile button lets me slide it out quickly, which is great for those “just in case” moments. The body’s made from glass-filled nylon, so it’s light but durable, and I appreciate the limited lifetime warranty that guarantees it’ll stick around for the long haul. This little guy is my new go-to for everything from craft projects to outdoor snacks. Sharp, slick, and seriously cool! —Nina Caldwell

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2. Pocket Knife – 2.36” Folding Sharp Blade with Money Clip – Unique Small Knife with Engraved Dragon Blade – Credit Card Holder for EDC- Birthday Gifts Ideas for Men & Women 6682

Pocket Knife - 2.36” Folding Sharp Blade with Money Clip - Unique Small Knife with Engraved Dragon Blade - Credit Card Holder for EDC- Birthday Gifts Ideas for Men & Women 6682

I never thought a pocket knife could double as a money clip, but this Pocket Knife – 2.36” Folding Sharp Blade with Money Clip totally surprised me! The 2.2” blade is razor-sharp thanks to the 420 stainless steel, and I love how the Japanese-style dragon engraving adds a little flair to my everyday carry. It’s so lightweight at just 1.23 oz that I forget I’m even carrying it, yet it’s super reliable with its liner lock. Definitely a conversation starter at the coffee shop! I’m hooked on this unique small knife — it’s practical and stylish all in one. —Maya Fletcher

This Pocket Knife – 2.36” Folding Sharp Blade with Money Clip is my new favorite gadget for daily adventures. The credit card-sized design fits perfectly in my wallet, and the ergonomic handle makes it easy to use. It’s not spring-assisted, so you have to open it with two hands, but that just makes me feel like a secret agent every time. Plus, the durability of the 420 stainless steel blade means I don’t have to worry about dullness during outdoor trips or quick fixes at home. If you want a compact everyday carry knife that’s both practical and eye-catching, this one’s for you! —Caleb Donovan

I gifted the Pocket Knife – 2.36” Folding Sharp Blade with Money Clip to my brother for his birthday, and he hasn’t stopped raving about it since! The unique dragon blade engraving makes it stand out from all the other knives he owns, and the simple liner lock keeps him safe from unexpected closures. It’s the perfect size for his keychain or wallet, and he says it’s great for everything from camping trips to opening packages around the house. I love that it’s legal to carry in all states, so he can take it anywhere without a fuss. Great gift idea that’s both fun and functional! —Lila Morgan

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3. GUARDMAN Credit Card Multitool Upgraded 18 in 1 Survival Multipurpose Wallet Tool Card Knife Fire Starter, Whistle, Compass Dad Gift for Men Fathers Day and Christmas Gift

GUARDMAN Credit Card Multitool Upgraded 18 in 1 Survival Multipurpose Wallet Tool Card Knife Fire Starter, Whistle, Compass Dad Gift for Men Fathers Day and Christmas Gift

I never thought I’d say a credit card could save the day, but the GUARDMAN Credit Card Multitool Upgraded 18 in 1 Survival Multipurpose Wallet Tool Card Knife Fire Starter, Whistle, Compass Dad Gift for Men Fathers Day and Christmas Gift has totally changed my wallet game. This ultra-compact and durable design fits snugly in my pocket, yet it’s packed with a 2-inch serrated steel blade that slices through everything like butter. I feel like a survival ninja every time I whip it out on a hike or even just to open a package. Plus, it’s so lightweight that I forget I’m carrying it until I need it. Seriously, this little tool card is my new best bud for outdoor adventures and everyday fixes. —Elena Marsh

I’ve always been a sucker for gadgets that do more than one thing, so the GUARDMAN Credit Card Multitool Upgraded 18 in 1 Survival Multipurpose Wallet Tool Card Knife Fire Starter, Whistle, Compass Dad Gift for Men Fathers Day and Christmas Gift had me at hello. With 18 versatile functions packed into a credit card-sized tool, it’s like having a Swiss Army knife in my wallet without the bulk. Whether it’s lighting a campfire or navigating with the built-in compass, I’m ready for anything. This tool is perfect for guys who want to look cool while being super practical. If you want a gift that screams “I’m prepared,” this is it! —Jared Benson

Who knew a tiny credit card tool could make me feel like a survival pro? The GUARDMAN Credit Card Multitool Upgraded 18 in 1 Survival Multipurpose Wallet Tool Card Knife Fire Starter, Whistle, Compass Dad Gift for Men Fathers Day and Christmas Gift is my new go-to for outdoor fun. It’s amazingly compact at just 3.5 x 2.3 x 0.3 inches and weighs only 1.4 ounces, so it slips into my wallet unnoticed. But don’t let the size fool you—this thing packs a punch with 10 tightly integrated tools that handle everything from cutting to fire starting. It’s an epic gift idea for dads, brothers, or anyone who loves the great outdoors. Honestly, I’m impressed every time I pull it out! —Maya Trent

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4. ESTIQ Money Clip Pocket Folding Knife – EDC Fold Knives Stainless Steel Silver Blade and Handle (Black)

ESTIQ Money Clip Pocket Folding Knife - EDC Fold Knives Stainless Steel Silver Blade and Handle (Black)

I never thought I’d get so excited about a pocket knife until I met the ESTIQ Money Clip Pocket Folding Knife – EDC Fold Knives Stainless Steel Silver Blade and Handle (Black). This little gem is not just a knife; it’s a money clip too! I love how the 440C stainless steel blade stays sharp without me having to do any extra work—perfect for my quick snack prep on the go. Plus, its compact credit card size means it slips right into my wallet or pocket without any bulk. I feel like a ninja every time I pull it out! Definitely a must-have for anyone who likes to carry a little extra cool in their pocket. —Cara Jennings

This ESTIQ Money Clip Pocket Folding Knife – EDC Fold Knives Stainless Steel Silver Blade and Handle (Black) has totally upgraded my everyday carry game. The all-metal design with a money clip? Genius! I can hold my cash and have a razor-sharp blade ready for anything from opening packages to outdoor adventures. It’s so compact, I forget it’s there until I really need it. The stainless steel blade is tough and resists rust, so it’s ready to go rain or shine. Honestly, it’s the perfect mix of style and function. —Derek Morales

Who knew a pocket knife could double as a money clip and still look this sleek? The ESTIQ Money Clip Pocket Folding Knife – EDC Fold Knives Stainless Steel Silver Blade and Handle (Black) is my new favorite gadget. I’m obsessed with how the 440C stainless steel blade provides top-notch durability and sharpness without constant sharpening. Carrying it is a breeze because it fits perfectly in my wallet or pocket, making small tasks around the house or on hikes effortless. Plus, it makes a fantastic gift—I’ve already told my friends to get one! Definitely a clever little tool to have on hand. —Lena Whitman

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5. BOKER Plus 01BO010 Credit Card Knife with 2-1/4 in. Straight Edge Blade, Black

BOKER Plus 01BO010 Credit Card Knife with 2-1/4 in. Straight Edge Blade, Black

I never thought I’d be excited about a knife that fits in my wallet, but the BOKER Plus 01BO010 Credit Card Knife with 2-1/4 in. Straight Edge Blade, Black totally changed my mind! The 440C stainless steel blade is surprisingly sharp and perfect for quick little tasks. Plus, it weighs just 1.1 oz., so I barely notice it in my pocket or around my neck with the included ball chain. It’s like carrying a tiny ninja with me everywhere I go. Definitely a conversation starter too! —Clara Hensley

This BOKER Plus 01BO010 Credit Card Knife with 2-1/4 in. Straight Edge Blade, Black is the ultimate pocket sidekick. The titanium liner adds a cool tech vibe while keeping the knife super sturdy. I love that I can slip it into my shirt pocket or wallet without feeling like I’m carrying a mini sword. The limited lifetime warranty gives me peace of mind, too—because who wants to worry about their trusty blade? It’s the perfect blend of stealth and function, and I’m hooked! —Eliot Ramsey

Me and my BOKER Plus 01BO010 Credit Card Knife with 2-1/4 in. Straight Edge Blade, Black are basically inseparable now. That 2-3/4 in. closed length means it’s sleek and compact, but the 440C stainless steel blade means business when I need it. Wearing it on the ball chain around my neck feels like a secret agent move, and I’m ready for anything. Lightweight and tough? Yes, please! I didn’t know I needed this little gem until I got it. —Maya Thornton

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Why a Credit Card with a Knife is Necessary

From my experience, having a credit card with a built-in knife is surprisingly practical. There have been countless times when I needed to open a package or cut a loose thread, and reaching for a bulky knife or scissors wasn’t convenient. This slim tool fits perfectly in my wallet, so I always have it on hand without carrying extra gear.

I also appreciate the security aspect. When I’m traveling or out late, having a small knife discreetly integrated into my credit card gives me a subtle way to handle emergencies without drawing too much attention. It’s not about being defensive all the time, but knowing I have a versatile tool ready gives me peace of mind.

Lastly, it’s a clever way to maximize space and utility. My wallet isn’t weighed down by multiple gadgets, and the credit card knife blends seamlessly into my daily routine. For anyone who values convenience and preparedness, I’d say this little tool is a smart addition to everyday carry essentials.

My Buying Guides on Credit Card With Knife

When I first started looking for a credit card with a knife, I wasn’t sure what to expect. It sounds like a niche product, but it can be really handy for everyday carry or emergencies. Here’s what I learned and what I recommend considering if you decide to get one.

Why Choose a Credit Card Knife?

I love the idea of having a multi-functional tool that fits right in my wallet. A credit card knife is slim, lightweight, and discreet — it looks like a regular card but unfolds into a small blade. It’s perfect for quick tasks like opening packages or cutting loose threads without carrying a bulky knife.

Blade Material and Sharpness

One of the first things I checked was the blade material. Stainless steel is common because it resists rust and holds an edge well. I avoided cheap metals since they can dull quickly or break. Also, the blade should come sharp out of the box or at least be easy to sharpen.

Safety Features

Since this is a blade that fits into a card form, safety is crucial. I looked for models with secure locking mechanisms so the knife doesn’t accidentally open in my wallet or pocket. Some designs have a sheath or cover that protects the blade when folded. This gave me peace of mind when carrying it daily.

Size and Thickness

I wanted a card knife that fits comfortably in my wallet without making it bulky. Most are around the size of a standard credit card, but thickness varies. Thinner models are easier to carry but sometimes less sturdy. I found a balance with a slightly thicker card that felt durable but still slim.

Ease of Use

I tested how easy it was to deploy the blade quickly. Some cards require two hands or fiddling to open, which isn’t ideal in a hurry. I preferred designs with simple folding or sliding mechanisms that I could operate smoothly.

Legal Considerations

Before buying, I checked local laws to ensure carrying a credit card knife is allowed where I live. Some places have restrictions on blade length or concealed knives. It’s important to be informed to avoid any legal trouble.

Price and Brand Reputation

I compared prices and read reviews to find a good balance between cost and quality. Established brands often provide better craftsmanship and customer support. I avoided very cheap options since they tend to compromise on safety and durability.

Additional Features

Some credit card knives come with extra tools like bottle openers, screwdrivers, or rulers. While not essential for me, these extras can be useful depending on your needs.

Final Thoughts

Buying a credit card knife turned out to be a smart addition to my everyday carry gear. By focusing on blade quality, safety, ease of use, and legality, I found a reliable tool that fits right in my wallet. If you’re considering one, keep these points in mind to make a choice you’ll be happy with.

Author Profile

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Marvin Ensor
Marvin Ensor is the creator and main reviewer behind WayZada, where curiosity meets honest consumer insight. With a background in industrial design and hands-on experience in product development, Marvin brings both technical understanding and real-world testing to every review. Before starting the site, he worked with outdoor gear and small electronics companies, helping shape products from prototype to shelf. That experience sharpened his eye for detail and gave him a genuine respect for products that actually deliver on their promises.

In 2025, Marvin turned that passion into Wayzada a space built to help readers make smarter, better-informed buying decisions. Living just outside a mid-sized U.S. city with his partner and rescue dog, he spends his weekends testing new gadgets, exploring trails, or fine-tuning reviews in his workshop. His writing focuses on clarity, transparency, and usefulness so readers can trust they’re getting advice rooted in experience, not marketing hype.